一個值得考慮的方法

不知道那些提倡4%rule 的作者是否有說要拿本金來進行投資

如果沒有 那麼可以只把本金放在銀行生利息

然後在每個月拿30000元時,如果有結餘,才去進行進一步的投資

 

這樣風險可以很小🙂

 

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